We offer extremely easy qualifications. Regardless of credit you can have a new start with as little as a 2 year rental reference, a National Grid bill, the required option deposit and prorated monthly payment. From that day you are on your way to owning your own home.
Low option deposits. We require $1900.00 to $3400.00 depending upon the property. This option deposit will be credited back to you when you refinance.
Our program allows you to lock in the purchase price of the home today so you won’t lose valuable appreciation. When you move in, the price is locked for the term of your option agreement no matter how much you improve it.
We offer Rent Credits. Each month you pay your payment on time, a portion of the payment grows and is used to build your deposit.
By paying on time, you will be showing a home lender that you are capable of handling this property financially. This will allow you to refinance at a lower interest rate saving you a considerable amount of money. We have good relationships with different lenders that are willing to help you get the best savings.
We offer a one year option period. If a mortgage broker tells you financing is possible in less than one year there is no need to wait the full term. With a plan for credit improvement and educational seminars, the process is faster than you may anticipate.
Fill Out a Full Application online for final approval
We hope every Lease Option Buyer enters the First Home Club which is a statewide down payment assistance program sponsored by several local banks. Here is a video. It gives you $7500 after you put away monthly savings for 10-18 months of $79 to $188. You put in $1880 and get back out $9400 after the club matches your saving 4 to 1. There is no better deal on the planet. There are some requirements such as a maximum income defined here.
Here's how we choose our clients when more than one family wants the home. The first showing will be to those who have an approved application on file.
Lease Option wins over Rental
No Pets wins over a Family With Pets
All of these factors reduce our risk.